Indian Overseas Bank IOB Apprentice Recruitment 2026 – Apply Online for 750 Posts

About the IOB Apprentice Program

Indian Overseas Bank (IOB) invites applications for 1500 Apprentice positions across India under the Apprentices Act, 1961. This program offers a structured learning experience within the banking environment, designed to equip graduates with essential skills and practical exposure. The engagement period is for a specific duration, providing valuable training without guaranteeing permanent employment. This initiative aims to foster talent and provide hands-on training in various branch categories.

Eligibility Criteria and Age Limits

Applicants must possess a Degree (Graduation) in any discipline from a university recognized by the Government of India, with their final result declared on or before 31.07.2026. For candidates registered under the National Apprenticeship Training Scheme (NATS), their graduation result must have been declared between 01.03.2022 and 31.07.2026. The age limit as of 01.07.2026 is 20-28 years for General and EWS category candidates. NAPS registered candidates can be up to 33 years old.

Key Dates and Application Fees

The official advertisement was released on 06.07.2026. Online applications open on 07.07.2026, with the closing date for submission on NAPS and NATS being 20.07.2026. Payment of the application fee on the BEEP portal is available from 07.07.2026 to 22.07.2026. The online examination is tentatively scheduled for 02.08.2026. Application fees are Rs. 236 for SC/ST/PwBD candidates, Rs. 708 for GEN/OBC/EWS (Female), and Rs. 944 for GEN/OBC/EWS (Male).

Vacancy Distribution and Stipend Details

A total of 1500 apprentice vacancies are available, including 750 general apprentice positions and state-wise allocations across 36 other regions. For instance, Tamil Nadu has 200 vacancies, Uttar Pradesh has 110, and Maharashtra has 85. The monthly stipend varies by branch category: Rs. 15,500 for Metro, Rs. 14,500 for Urban, and Rs. 14,000 for Semi-Urban/Rural branches. For NATS registered apprentices, the Bank’s share of the stipend is adjusted after the Government subsidy of Rs. 6,150.

Comprehensive Selection Process

The selection process involves an online written examination consisting of 100 questions for 100 marks, covering General/Financial Awareness, General English, Quantitative and Reasoning Aptitude, and Computer or Subject Knowledge, to be completed in 90 minutes. Candidates must achieve a minimum aggregate percentage set by the Bank. Those who qualify may undergo a Local Language Test during document verification, which assesses proficiency in reading, writing, speaking, and understanding at least one local language of the chosen state. A Personal Interaction round may also be conducted if decided by the Bank.

• The application fee must be paid online exclusively through the BEEP portal. Fees are non-refundable and cannot be adjusted for other engagement processes.
• Candidates must register on either the NATS portal (https://nats.education.gov.in) or the NAPS portal (https://www.apprenticeshipindia.gov.in) before proceeding with the application. The application can then be submitted via www.bfsissc.com or https://beep.bfsissc.com.
• Required documents for verification include a printout of the communication for personal interaction, email from BFSI SSC with application data, proof of date of birth, photo identity proof (Passport, Aadhaar/e-Aadhaar, PAN Card, Driving Licence, Voter’s Card), consolidated mark sheets and educational certificates, caste certificate (SC/ST/OBC/EWS), non-creamy layer OBC certificate issued on or after 01.04.2026, and disability certificate for PwBD candidates.
• Candidates should not have previously undergone apprenticeship with IOB or any other organization, nor should they have been terminated from apprenticeship training due to their own fault.
• Individuals with one year or more of training or job experience after completing their educational qualification are not eligible to apply.
• Apprentices are not considered “employees” of the Bank and are not entitled to employee benefits. They are eligible for one day of casual leave per month, totaling 12 days per year, with a maximum of 4 days availed at a time.
• There is no reservation for Ex-servicemen or Disabled Ex-servicemen, and they are not eligible to be engaged as apprentices under this recruitment.
• The Bank is not obligated to offer regular employment either during or after the completion of the apprenticeship period.
• Providing false, incorrect, or tampered information will lead to disqualification or termination, even if engagement has already occurred.
• Requests for changes to address, email ID, or document verification dates will not be entertained.
• Any disputes arising from this recruitment process will be subject to the sole jurisdiction of courts located in Chennai.
• The total vacancies of 750 include backlog vacancies and are provisional, subject to change based on the Bank’s actual requirements.
• The Government share of 6150 of the stipend will be directly credited to the apprentice’s bank account through DBT mode.
• Candidates registered under NATS must have had their graduation result declared between 01.03.2022 and 31.07.2026, both dates inclusive.
• Category abbreviations: SC (Scheduled Caste), ST (Scheduled Tribe), OBC (Other Backward Classes), EWS (Economically Weaker Section), GEN (General/Unreserved). PwBD abbreviations: HI (Hearing Impaired), OC (Orthopedically Challenged), VI (Visually Impaired), ID (Intellectual Disability).

Q: What is the last date to apply for the IOB Apprentice program?

A: The closing date for online applications on NAPS and NATS is 20.07.2026. The application fee payment can be made until 22.07.2026 on the BEEP portal.

Q: What are the age limits for General category candidates?

A: General and EWS category candidates must be between 20 and 28 years old as of 01.07.2026. NAPS registered candidates can be up to 33 years old.

Q: Is a local language test mandatory for all applicants?

A: The local language test is applicable for candidates applying for a specific state and is conducted during document verification, unless they have studied that language up to 10th or 12th standard.

Q: What is the application fee for female candidates from the General category?

A: Female candidates belonging to the General, OBC, or EWS categories are required to pay an application fee of Rs. 708.

Q: Are apprentices considered permanent employees of Indian Overseas Bank?

A: No, apprentices are not considered employees of the Bank and are not entitled to regular employee benefits or guaranteed permanent employment after the apprenticeship.

Q: What is the stipend for an apprentice in a Metro branch?

A: Apprentices in Metro branch categories will receive a monthly stipend of Rs. 15,500. No other allowances or benefits are provided.

Q: What documents are required for verification during the selection process?

A: Key documents include a printout of the communication for personal interaction, email from BFSI SSC, proof of date of birth, photo identity, consolidated mark sheets, educational certificates, and relevant caste/disability certificates.

Q: What is the deadline for graduation result declaration for eligibility?

A: Your graduation result must have been declared on or before 31.07.2026. For NATS candidates, the declaration window is specifically between 01.03.2022 and 31.07.2026, both dates inclusive.